knitakitty’s Story
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So, long story short...
knitakitty made the mistake of
Not Recording Every Purchace in My Check Book
My Advice to You is
ALWAYS write it down.
Here's the whole story
I had my wisdom teeth taken out a few weeks ago. Never fun, but I got some good meds....
Anyway, the maximum dollar amount that my dental insurance would pay per year is $500. Of course, I had to go to an oral surgeon, because the teeth were impacted, so the surgery was going to cost about $2000. My wonderful parents, who work so hard, were generous enough to loan me the $2000, so I could write Dr. Kaufman a check.
The morning of the surgery, I had my mom write the deposit check ($1755) so that my shaky hands would not screw up the entire thing. I signed and forgot all about writing that chack down in the little booklet-y thing. It was most likely my nerves and the nitrous oxide that caused me to be so forgetful.
Fast forward a few weeks later, and I am running to the ATM to get $130 to give to my boyfriend for buying my ticket to Disney. I check my account and low and behold, I have only about $130-something dollars in there. I race home (I nearly ran over a guy that was in my philosophy class last year, and whom is GORGEOUS)and frantically search for my ID and Password that I have never once used to look up my account balance online. Once I finally log on, I see the $1755 check, and realize what a total ditz I am. For those of you doing math, shame on you, but yes I did make a few purchaces with that account between my surgery and now. (When you're lying in bed, all loopy on narcotic painkillers, it is thouroughly entertaining to buy huge stacks of tabloid magazines and slurpees.)
So, now I will be more diligent to write down my purchaces, and avoid spending money when I have controlled substances in my system.
Comments (2)
It might actually be a good idea to check your account balance online on a weekly, bi-weekly, or at least a monthly basis to make sure that there aren't any wrongful charges. This especially holds true if you constantly use a check card.
I do this constantly. I've probably paid at least 1k in fees over time.